![Why is my credit card always "overspent"? I charge everything on one card, always pay the balance, budget for everything, and just reconciled. : r/ynab Why is my credit card always "overspent"? I charge everything on one card, always pay the balance, budget for everything, and just reconciled. : r/ynab](https://preview.redd.it/why-is-my-credit-card-always-overspent-i-charge-everything-v0-6c93gcjk3s3a1.png?width=640&crop=smart&auto=webp&s=dce9097878a9f470f1af4a56348c3b5da01be1ac)
Why is my credit card always "overspent"? I charge everything on one card, always pay the balance, budget for everything, and just reconciled. : r/ynab
![Survey: Over 48% Say Carrying a Credit Card Balance Increases Your Credit Score | Credit Cards | U.S. News Survey: Over 48% Say Carrying a Credit Card Balance Increases Your Credit Score | Credit Cards | U.S. News](https://www.usnews.com/object/image/00000186-e596-dfa2-a3d6-e5f7b99e0000/cc-credit-score-12.jpg?update-time=1678889618096&size=responsiveFlow640)
Survey: Over 48% Say Carrying a Credit Card Balance Increases Your Credit Score | Credit Cards | U.S. News
![Paid off my largest credit card balance today! Only about $1300 to go on my final card and I'll be completely credit card debt free for the first time in 9 years. : Paid off my largest credit card balance today! Only about $1300 to go on my final card and I'll be completely credit card debt free for the first time in 9 years. :](https://i.redd.it/y2md0wqrv1f31.jpg)